Honest Merchant Solutions brings dual pricing to your business — so customers choose how to pay, and you stop losing money on every card swipe.
Every business is different. We offer four proven programs so you can choose the one that fits your customers, your industry, and your goals.
Post two prices side by side — one for cash and one for card. Customers choose how they want to pay before they get to the register. The card price covers your processing cost, so you keep 100% of every sale.
Restaurants, bars, retail stores, salons, auto shops — any business where customers can see the price before deciding how to pay. The most universally compliant option available.
Both prices are posted on your menu and POS. Customer chooses — you win either way.
Post your cash price and automatically add a small surcharge at checkout when a customer pays by credit card. The surcharge covers your processing cost — you never pay it out of your margin.
B2B businesses, professional services, and higher-ticket industries where customers are used to seeing surcharges. Not available in California, Connecticut, Maine, or Massachusetts.
Surcharge is credit card only — debit is never surcharged.
Display the higher card price as your standard price everywhere — on your menu, signage, and POS. Customers who pay cash receive an instant discount at the register. You post the card price, and cash customers feel like they're getting a deal.
Businesses in surcharge-restricted states, or any business that wants to incentivize cash payment without posting two prices side by side.
The higher price is your standard posted price. Cash customers get a discount. No two-price display needed.
The classic model — one price for everyone, and processing fees are absorbed into your operating costs. We still make this dramatically more affordable with our competitive rates, transparent pricing, and no hidden fees.
Businesses that prefer a simple one-price model, operate in states with restrictions, or whose customers are particularly sensitive to seeing different prices. Still far cheaper than big banks and national processors.
Simple, clean, one price. We make traditional processing as affordable as possible with no surprises.
We work with several point of sale systems and are always expanding. If you don't see yours listed below, give us a call — we'd be happy to let you know if we can work with your current setup.
Oracle Micros is the industry standard for high-volume restaurants and hospitality venues. Built tough, built fast, and fully supported by Honest Merchant Solutions with complete dual pricing integration.
Dejavoo offers two powerful Android terminal families — the P Line and QD Line — covering every business environment from countertop to mobile. All terminals support dual pricing, cash discount programs, EMV chip, tap-to-pay, and all major card brands. Below is the full lineup we offer through Honest Merchant Solutions.
Large-screen countertop terminal with signature capture and PIN entry. ADA compliant and ideal for retail shops and professional offices. A robust all-in-one solution for businesses that need a permanent checkout station with full POS capabilities.
A flexible wireless POS solution ideal for businesses that need mobility without sacrificing functionality. Accepts all payment types and supports the full Dejavoo software suite including dual pricing, surcharging, and cash discount programs.
Powerful, pocket-sized, and secure. One of the first mini POS devices on the market, ideal for mobile merchants and table-side payment. Perfect for restaurants, food trucks, trade shows, and any business that needs to take payments anywhere.
Dependable Android terminal built for fast, high-volume transactions. The ideal choice for fast, smooth checkout in any retail or service environment. Reliable, fast, and purpose-built for dual pricing and cash discount programs right out of the box.
Lightning-fast omni-channel payment processing in a countertop form factor. Built for high-volume retail environments where speed and reliability are non-negotiable. Supports the full suite of Dejavoo applications including dual pricing and DeNovo back office management.
Rugged and dependable — built for businesses on the go. The QD1 is a wireless Android terminal built to withstand the demands of real-world business environments — from restaurants and retail to automotive and outdoor markets.
Perfect for fine dining restaurants and upscale retail environments. The QD2 and QD3 are elegant mobile POS devices that bring the checkout experience directly to the customer — ideal for table-side ordering and payment in restaurants, hotels, and boutique retail.
Pocket-sized and reliable for fast, problem-free payments. The QD5 PIN pad is built for multi-payment acceptance in environments where a compact customer-facing device is needed alongside a register or POS system.
All Dejavoo terminals support dual pricing and cash discount programs. Every terminal listed above comes pre-configured for your specific program — dual pricing, surcharging, or traditional processing. We handle setup, programming, and on-site training. You may qualify for free equipment depending on your volume and rate plan — call the office to inquire. Ask us which terminal is right for your business →
Clover is one of the most versatile POS platforms available. Whether you need a full countertop station, a compact tablet, or a handheld device for tableside payments, Clover has a solution. All Clover hardware works seamlessly with dual pricing and cash discount programs through Honest Merchant Solutions.
The flagship Clover system. A 14" HD touchscreen with a built-in receipt printer and cash drawer — perfect for high-volume retail and restaurants.
Two screens — one for you, one for your customer. The 14" merchant display and 8" customer-facing screen make dual pricing completely transparent at checkout.
A sleek 8" touchscreen countertop terminal — ideal for smaller counters or as a second station. Accepts all payment types with full POS capability.
Full POS in the palm of your hand. A 6" touchscreen with a built-in printer, barcode scanner, and camera — perfect for tableside ordering and pay-at-the-table.
Let customers browse your full menu and place their own orders — reducing wait times, increasing order accuracy, and freeing up staff during peak hours.
Replace paper tickets with a real-time digital display in your kitchen. Orders appear instantly from any POS terminal, reducing errors and speeding up service.
All Clover hardware supports dual pricing and cash discount programs. Every device comes pre-configured for your specific program. We handle setup, programming, and on-site training. Ask us which Clover device is right for your business →
Exatouch is a powerful, all-in-one POS built for high-volume retail and quick service. Known for its ease of use, deep inventory management, and reliability — fully integrated with dual pricing through Honest Merchant Solutions.
Accept payments directly from your web browser — no terminal, no hardware, no installation required. Whether you're at the office, at home, or on the go, you can process credit and debit cards from any device with an internet connection.
Our virtual terminal and pay link solutions support dual pricing and cash discount programs — so you can still pass your processing fees whether you're taking payments in person, online, or over the phone.
Dual pricing isn't a trick — it's simply showing two honest prices. Customers who pay cash get the lower price. Customers who pay by card pay the full price that covers your processing cost.
Display a cash price and a card price on your menu or POS. The card price includes your processing cost built right in — no surprise fee at checkout. Both prices show on the receipt and on the customer-facing display before the customer pays.
Your customer sees both prices upfront and decides. Pay cash and save, or pay by card at the posted card price. Total transparency, zero confusion.
Whether they pay cash or card, the processing cost is already covered in the price. Stop subsidizing card networks and start keeping your full margin.
Why it's legal everywhere: Unlike surcharging (which adds a fee at checkout), dual pricing simply shows two posted prices — the same way gas stations have operated for decades. No surprise charges, no hidden fees, no legal gray areas in any of the 50 states.
We handle the setup for you: We also help you update your menus and signage to reflect both prices compliantly — so you're ready to go from day one.
Answer 3 quick questions and we'll show you exactly what dual pricing could save your business — based on your actual numbers and industry.
Enter your monthly card volume and answer the questions to see your potential savings
Dual pricing, surcharging, and cash discount programs have gone from niche to mainstream in just a few years — and for good reason. Here's what the data shows.
The businesses that act now are locking in their margins before fees rise further.
Don't be the last business on your block still paying full processing fees.
The average business pays 2.5–3.5% on every card transaction. Dual pricing puts that money back where it belongs — in your pocket.
Stop paying 2.5–3.5% on every card transaction. With dual pricing, your processing cost is covered by the card price — completely.
Dual pricing is legal in all 50 states, approved by Visa and Mastercard, and has been used by gas stations for decades. Zero legal risk.
Prices are posted upfront — no surprise fees at checkout. Customers appreciate the transparency, and cash payers love the savings.
Restaurants, salons, auto shops, retail, medical, contractors — dual pricing works for any business that accepts cards. No restrictions.
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